Month: August 2017

Beware of a S6Q Notice.

What is an S6Q Notice? It is a default notice that is sent in accordance with section 6Q of the Privacy Act 1988 (Cth). If you owe a creditor an amount that is more than $150, that creditor can do the following:

 

  1. Issue you with a first S6Q Notice as soon as the debt becomes overdue;
  2. If the amount is not paid within 30 days of the date the first S6Q Notice is issued, they can then send you a second Notice;
  3. Wait for another 14 days and then register you on your credit report. This can be disastrous as it will prevent you from obtaining finance. The entry on your credit report automatically lapses on the expiration of 5 years of the date of the entry however, 5 years is a long time when you need to, let’s say, apply for a personal loan or refinance.

 

There are other steps that are available to a creditor to pursue the debt – one of them is to issue a proceeding in court. It is important therefore, to act as soon as the first Notice is received and contact us to obtain advice on your options.

 

 

This article provides information that is general in nature and is not a substitute for legal advice.

Are you still owed money?

When you have outstanding payments owed to you by a client, and your attempt to contact them to finalise payment(s) have not finalised the matter, we have a low cost step that you can take before calling (and paying for) a debt collection service.

We’ve included a “Letter of Demand” on our website. This letter can now be your first, cost effective step to recover outstanding debts.

It’s easy to use:

  1. Simply click HERE and you will be directed to our “Demand Letter”
  2. Simply complete your details and your debtor’s details in the form provided on our website; and
  3. Pay a flat fee of $77 [incl GST]

 

Hassall’s Litigation Services will complete a Letter of Demand on our letterhead. The letter will be sent, within 7 days of payment, to your debtor. This demand letter serves as a warning to pay the money or further legal action may be taken.

This new service will only cost you $77 [inc GST] to have the letter completed, printed and delivered.

Once the Demand Letter has been sent

No further action will be taken. However, if you require further assistance, simply contact us and we may assist you to commence proceedings to recover your debt.

To complete your Letter of Demand, simply click here.

This article provides information that is general in nature and is not a substitute for legal advice.